A Report Card For Your Wallet
Opti analyzes your current credit card spending habits to reveal exactly how to earn more points and miles from the money you already spend.
The True Value of Your Daily Spending
Most cardholders leave hundreds, if not thousands, in rewards on the table each year simply by using the wrong card for each purchase and missing out on statement credits offered by credit card companies. At Opti, our goal is to help users make the right choice at checkout and take advantage of the free things their cards offer. Here’s how quickly those missed points add up.
$5,000 / mo
Assumed Monthly Spend
+1 Point / $1
Opti Efficiency Gain
EXTRA POINTS PER YEAR
60,000
APPROX. TRAVEL VALUE
$900+
What Does Opti Do?
Opti provides a monthly report card that grades your spending efficiency. It shows exactly which purchases earned high rewards and identifies where you missed out on valuable points, helping you improve your strategy.
We also track your card credits and send a helpful mid-month update. This ensures you’re reminded to use your benefits before they expire so you never leave free money on the table.
Unlike complex tools that overwhelm you with data, Opti stays simple. We focus only on the biggest reward drivers in your wallet, making it easy for everyday cardholders to win without the stress.
How It Works
Connect Your Data
We use Plaid to connect securely and privately to your credit card. It takes just a second to gather your info so we can help you start earning better rewards. At no point do we see or retain anything other than your transaction history and we will never share or sell your data.
Monthly Grading
Our friendly tech looks at where you shop and finds better ways to pay. We'll show you how to swap the cards in your wallet to get more points from your grocery runs, coffee stops, and online shopping.
Receive a monthly report card via email that tracks your spending efficiency from last month. It highlights exactly where you excelled and where a swap would put a little more back in your pocket.
Report Card Delivery
How Opti Makes Things Easy
The Solution
Opti provides a simple monthly report card that celebrates your smart spending wins while highlighting easy ways to earn even more rewards. Discover exactly how to fine-tune your next swipe and get maximum value from every single dollar.